Your customer clicks Deposit
Your checkout hands off to a HappyCoins deposit screen, styled to sit inside your flow.
Crypto payments for business
HappyCoins makes yourbusiness smile
Accept crypto payments and settle in euros or stablecoins. The rate is locked when your customer pays.
MiCAR CASPAFM licensed
FINTRAC MSBCanada
Top-up your account
Min €10
Your deposit address
0x48350f4dfAd459710f65717331773CD802bcD1f1
You’re buying
1 ETH ≈ 3912 EUR30 s
Powered by HappyCoins
Products
Accepting crypto and Onramp
Two products from one regulated partner. Both live inside your product, so your customers never leave it.
Accepting crypto
Accept crypto directly in your checkout.
Customers pay from their own wallet. Verified on-chain, settled to you in euros or stablecoins.
Explore accepting crypto →Top-up your account
Min €10
Your deposit address
0x48350f4dfAd459710f65717331773CD802bcD1f1
Select Currency
Onramp
Let your users buy crypto directly in your app.
Card or instant bank transfer, delivered straight to the user’s own wallet. Regulated under MiCAR.
Explore Onramp →You have bought
0.00134 BTC
100.00 EUR
We have received your payment. Your crypto is on its way and will be in your wallet shortly. You’ll get an email with all the details regarding your purchase.
13 OCT 2026 10:30
Order confirmed
13 OCT 2026 10:31
Crypto has been sent
Now
You’ll receive your crypto shortly
Powered by HappyCoins
How accepting crypto works
They pick a currency
Ethereum, Bitcoin, Litecoin, Stellar, Algorand or USDC. They choose the network they want to pay on.
They send to their own address
A QR code and a deposit address for exactly that network, with a clear minimum.
We verify it on-chain
Every transaction is verified on-chain and recorded immutably. On-chain payments can’t be reversed by the payer.
It lands in your account
Credited to the customer, settled to you in euros or stablecoins. You decide how value lands.
Acme Store
Account balance€0.00
Top-up€120.00
2012In crypto since
5Networks supported
4Steps from euros to wallet
MiCARLicensed by the AFM
Settlement
Paid in crypto. Settled in euros or stablecoins.
The rate is locked when your customer pays, so price swings stay off your books.
- Customer
Pays from their wallet
Bitcoin, Ethereum, Litecoin, Stellar, Algorand or USDC, on the network they choose.
- Network
Verified on-chain
Every transaction is verified on-chain and recorded immutably. On-chain payments can’t be reversed by the payer.
- HappyCoins
Rate locked, converted
The amount is fixed at the moment of payment, with automatic conversion if needed.
- Your business
Settled your way
Receive euros or stablecoins. You decide how value lands in your business.
Who it’s for
Built for businesses that move online.
Online retail
Add crypto beside cards at checkout and reach customers who prefer to pay that way.
Gaming and entertainment
Fast deposits for digital goods and accounts, final once confirmed on-chain.
Marketplaces
Accept crypto across many sellers and settle to one balance in the currency you choose.
Wallets and apps
Embed Onramp so users buy crypto without leaving your app.
Currencies
Five assets, straight to your wallet.
Buy Bitcoin, Ethereum, Litecoin, Stellar and Algorand by card or bank transfer. You always see the full price before you pay.
Prices are temporarily unavailable.
Which countries are supported?
HappyCoins is currently available to users throughout Europe.
How do I buy crypto?
Create an account and complete identity verification. Once verified, select the cryptocurrency you want to buy, enter the amount, provide your wallet address, and choose your payment method (card or open banking). Confirm the transaction and your crypto will be sent directly to your wallet.
What wallet should I use?
HappyCoins requires a self-custodial wallet — meaning a wallet where you control your own private keys. We send crypto directly to the wallet address you provide. We do not hold or store crypto on your behalf. Popular options include MetaMask, Trust Wallet, Ledger, and Exodus, but any wallet that gives you a valid receiving address for your chosen asset will work.
What is HappyCoins?
HappyCoins is a crypto payment provider that lets you buy cryptocurrency quickly and securely using your bank account or card. Your coins are sent directly to your own wallet — we don't hold crypto on your behalf.
How long before I receive my crypto?
We process transactions immediately once your payment is confirmed. Delivery time depends on the blockchain network you're receiving on — most transactions arrive within minutes. Once your transaction is submitted, you'll receive a link to the block explorer so you can follow your transaction in real time. We send directly to your wallet without intermediate holding steps.
Get in touch
Let’s talk about your checkout.
Tell us what you sell and where your customers are. We’ll walk you through accepting crypto and Onramp on your own flow.